Group Dental Insurance

With NHS dentists now being few and far between and the cost of private dentists ever increasing, dental plans are now an important part to an employee benefits package.

Here are some facts which show how big the problem is:

• The private dental care market is expected to continue to increase significantly in value – a 24% increase in expenditure on private dental care in the UK is anticipated between 2005 and 2009, to an estimated level of £3.82 billion. (MBD UK Dentistry report 2005)

• Private demand for general dental treatment is estimated at 28% of total general dental care demand. (Laing & Buisson report 2005)

• “Finding an NHS dentist these days can be very difficult, if not impossible, since many practitioners moved into the private sector in the 1990s. This has opened up a growing demand for dental insurance”. (Employee Benefits magazine 2004)

Lansdown Place can find your company a flexible plan to meet you companies needs and budget. Whether you are looking to provide a dental plan for 3-8000 employees we can help find the right plan for you.

So, what are the benefits to the employer?

• Dental plans can help reduce absence rate in your company, by encouraging a preventive approach to dentistry, dental plans can help to reduce sickness and absenteeism resulting from oral-related health problems, from toothache to gum disease to oral cancer.

• Help attract and retain staff

• Be seen as a employer who cares about its staff welfare and wellbeing

• Can increase staff morale and make them feel valued.

The Benefits for the employee are:

• Access to a dental insurance plan allows your employees to choose a conveniently located dentist with appointment times more suited to their needs which doesn’t involve in time off work.

• Dental plans will provide them with the best treatment possible

• The option to provide cover for all the family

• Reassurance and piece of mind

Flexibility to meet your needs and budget

• Cover some or all of your employees.

• Choose from different levels of cover for different groups of employees.

• Provide your employees with a lower level of cover and allow them to upgrade at their own cost.

• You can pay for your employees’ dependants, or allow your employees to fund their dependants’ dental cover.

What does the policy provide?

The most common features of a policy are listed below, that can differ depending on the insurer

• Worldwide emergency dental treatment

• Hospital cash benefit

• Worldwide accidental dental injury

• Dentist call out fees

• Oral cancer treatments are included

• 24 hour worldwide emergency phone line

If you wish to speak to an employee benefits specialist or wish to receive further information please call 0845 30 50 222