ISA Changes for over 50s

Thursday, October 1st, 2009 | Financial Digest | No Comments

The increase in the ISA subscription allowance to £10,200 from April 6th 2010 is good news for all investors. This further reinforces the use of ISAs as a foundation in building a significant investment portfolio in a tax efficient way.

Investors aged over 50 on 6th October 2009 have an advance opportunity to invest up to £10,200 after that date and counting in  the current tax year.

With stock markets showing signs of recovery and some confidence returning now is a good time to consider investing and making the most of the increased allowance.

For more information and for a free no obligation conversation or meeting please call 0845 30 50 222

Tags: advice, Adviser, Capital Gains Tax, CGT, Financial News, Higher Rate, Interest Rates, Investments, ISA, isa allowance 2010, over 50, Pensions, retirement, save money, tax, Tax Relief

A Different Approach

Wednesday, July 1st, 2009 | Company News | No Comments

When is the best time to give retirement advice to employees?

Well, conventional wisdom has it that no time is too soon, and ideally we try to encourage individuals to start to think about retirement provision when they’re still in their twenties, or sooner if we can track down that rare, forward-thinking animal. But when it comes to seminars, traditionally they have been offered to employees who are within 18-12 months of retirement, just about giving them time to make last-minute changes before the big event.

At Lansdown Place we believe that the pre-retirement information we offer should be available at least FIVE YEARS prior to an individual’s natural retirement date, whether or not they intend to actually stop working. The decision to continue working often depends on one’s financial situation and we feel that the earlier this information is available, the greater the range of choices.

So our Pre-retirement courses are just that: courses designed to give an individual as much time as necessary to make those small adjustments prior to taking one of the biggest steps in their lives.

Please call us on 0845 30 50 222 for further information

Tags: advice, emloyee, finish work, pension, retirement, retiring