Whether it’s appropriate to coin some additional revenue from those with more valuable houses or, indeed, persons with a phone line is hotly debated across the country. The point is more whether the beleaguered UK citizen is suitably prepared in their financial affairs generally, which makes a rise elsewhere easier to absorb.

There is a wealth of information on the web available to DIY-your-finances, but it is often inconsistent or not specific enough to an individuals circumstances.

With Pension reforms around the corner employers and employees alike would be wise to have a Financial “Healthcheck”. You may be surprised how much better off you can be and how quickly you can feel those benefits.