Investment Bonds are medium to long-term investment products that help you to spread risk and switch easily between funds as your needs change over time.  

Our Investment Bond is one solution. It is a simple yet flexible solution to income needs, capital growth and tax planning that gives access to a wide range of asset classes. 

Why choose a St. James's Place Investment Bond? 

• You’ll have access to a distinctive UK investment management service and fund management expertise 
• You’ll have the opportunity to diversify investments and spread risk 
• You’ll have access to a flexible range of options to take a regular, tax-efficient income 
• You’ll have the freedom to switch funds easily as your needs change 
• You’ll be able to manage and potentially reduce your personal liability to tax 
• You’ll be able to invest with minimal administration. 

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.  

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances. 

Please note that if the withdrawals taken exceed the growth of the Bond, the capital will be eroded.